Do your finances
reflect your values?
Are you stewarding
your resources wisely?
Do you have clarity
around your future intentions?
WHO WE ARE
Foresight Financial Management LLC is an independent financial advisory firm serving more than 500 families and businesses across 7 states. Our financial advisors are forward thinking, with a focus on helping our clients steward their resources wisely and to honor the commitments they have made to themselves and their families. It is our belief that a genuine understanding of our clients’ intentions, combined with inspired solutions and a commitment to service is the foundation for our clients’ success.
Our Philosophy
We believe a comprehensive financial strategy requires the navigation of all aspects of your financial life, not just your investments. Our Personalized Commitment to Service outlines the responsibility we have to assure multiple aspects of your financial situation are accounted for now and in the future.
Learn More
Our Process
We are committed to educating, organizing and preparing our clients for the inevitable financial challenges they will face. We gain insight to what matters most in the lives of our clients and utilize highly skilled resources to develop successful financial strategies that can be sustained over time. The benefit to our clients is the confidence they can have in knowing their intentions are now aligned with a clear plan of action.
Learn MoreOur Team
Learn more about our collaborative team of professionals.
Phil Kostaroff
CFP®, AIF®
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Phil Kostaroff
Email: PKostaroff@Foresight4u.com
Since 2004, clients have selected Phil and his team as their lead advisor because he builds significant client relationships based on trust, integrity and service. He strives to see clients attain the confidence that comes from wisely stewarding their resources. Phil is a CERTIFIED FINANCIAL PLANNERTM professional as well as an Accredited Investment Fiduciary®. His team was selected as one of 5 finalists for the Signator Investors, Inc. Practice of the Year in 2017 and 2018. He resides in Carmel with his wife Sara, and their four children Ava, Ainsley, Caleb, and Lizzy. They serve the community as state licensed foster parents and as active members of their church.
*The Practice of the Year Award was granted by former broker-dealer Signator Investors, Inc. and sponsored by Fidelity Clearing & Custody Solutions in recognition of an advisor’s excellence in practice management. Candidates were evaluated by Business Health, an independent international management consulting firm specializing in the financial services industry, for client service, internal planning and structure, external relations, staffing and technology capabilities and overall practice performance. Sales production is not a criteria for winner selection. The competition was open to all advisors and of approximately 65-70 applicants, 5 were selected to be interviewed and one winner was selected from that group by an independent panel. Advisors do not pay a fee to apply, to accept or to purchase materials related to advertising the award. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.
Bio
Christina Manis
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Christina Manis
Email: CManis@Foresight4u.com
Since 2007, Christina has served in the role of Client Care Coordinator for Foresight, as well as managing the administrative operations of the firm. Our clients look forward to the warm greeting and friendly smile they receive each time they walk through our doors. Whether it’s a service request, or a friendly conversation about their day, clients quickly see what it means to have a servant’s heart. After graduating from Anderson University, Christina and her husband Scott reside in Lapel and have four children, Jordan, Bailey, Lexi and Gavin. Christina enjoys spending most of her free time with family and friends and serving the needs of others through a local outreach program she helped establish in her community.
Christina is not registered with Royal Alliance Associates, Inc.
Bio
Zach Scott
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Zach Scott
Email: ZScott@Foresight4u.com
Since 2013, Zach has partnered with Phil Kostaroff as a Registered Assistant to better serve their clients, ensuring every member of their client family receives the care and attention they deserve. Zach is currently pursuing his Certified Financial PlannerTM certification. He strives for excellence in all aspects of his work, paying close attention to the unique details of each and every client.
Originally from Effingham, IL, Zach is a graduate of the University of Indianapolis. He now resides in Indianapolis where he follows his favorite teams, maintains his fitness and expands his love of sports and community with family and friends.
Bio
Jim Miller
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Jim Miller
Since 2011, Jim has been helping clients implement effective strategies to their most significant financial challenges, collaborating with Phil’s team in 2017 as a Registered Assistant. A former U.S. Navy NCO and black belt in Shotokan Karate, Jim earned his bachelor’s degree from American InterContinental University, graduating summa cum laude. Jim’s discipline and commitment, along with a strong desire to impact the lives of others are at the core of his value to clients. Originally from Fort Lauderdale, he currently lives in Indianapolis with his wife Joanna and their two boys, Noah and Liam. Jim is very active in his community, serving with his wife as licensed foster parents, he is an active member of their church and various non-profit groups.
Bio
Jeff Ritter
AIF®
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Jeff Ritter
Email: JRitter@Foresight4u.com
With over 30 years of experience in the financial services industry, Jeff has assisted hundreds of clients in gaining greater confidence and clarity around their most important financial decisions. As a Managing Partner for a large financial services company, Jeff was responsible for the professional development of over 90 financial advisors during his tenure, receiving multiple Leading with Excellence citations. In 2009, Jeff founded Foresight Financial Management, an independent financial services firm committed to client service, integrity and trust. Serving over 700 clients, Foresight Financial Management helps clients remain focused on wise stewardship through sound decision-making and financial principles. Jeff is an Accredited Investment Fiduciary (AIF) and a Certified Kingdom Advisor (CKA). He lives in Fishers with his wife Megan. They have five children (Adria, Taylor, Mackenzie, Joseph and Holden) and four grandchildren (Harper, Finley, Penelope and Farrah). Jeff serves the local community through the firms’ charitable and volunteer efforts and he and Megan are covenant members of Harvest Church in Carmel.
Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.
Bio
Bryon Foley
LUTCF
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Bryon Foley
Email: BFoley@Foresight4u.com
Since 1996, Bryon has made a significant impact on the Indianapolis business community, founding the business networking group Boomers & Beyond and serving as a Rainmakers Leadership Ambassador. His ability to create value through creative financial strategies and introductions to a network of local resources provides Bryon’s clients a unique value proposition. His approach to serving his clients has resulted in numerous awards, including past qualification for the Million Dollar Roundtable. Bryon currently serves as a member of the Indiana Rotary Club, on the Board of Directors for the Indiana Parkinson’s Foundation and is a past board member for Heritage Place of Indianapolis. He resides in Fishers with his wife Lea and their two children Liam and Aria. Bryon is an avid sports fan and enjoys coaching his children’s baseball, basketball and soccer teams.
Qualifying membership in the MDRT is based on minimum sales production requirements and gross business generated within a year. Each MDRT status designation is granted for one year only. All members must apply every year to continue their affiliation with the Million Dollar Round Table. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.
Bio
Evan Daunhauer
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Evan Daunhauer
Email: EDaunhauer@Foresight4u.com
Evan is committed to helping his clients focus on faith, family, and civics by preparing them for the inevitable financial challenges they will face. Most of his clients find the intentions they are planning for stem from their strong faith and a desire to wisely steward what has been entrusted to them, their promise to provide for their spouse and family, and/or a desire to give back to the quality of place that their community affords them. He helps clients define what they care about most, then creates simple and effective financial strategies to help ensure their families are well planned for all contingencies. Evan operates a branch office in Ferdinand, Indiana where he lives with his wife Ali, and their daughter Eleanor. They strive to give back to the community that gives so much to them by volunteering on the Ferdinand Heimatfest and Christ the King Parish Picnic planning committees and as members of Kiwanis International – Ferdinand Club. Being with family is their favorite way to spend time.
Bio
David Fairman
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David Fairman
Email: DFairman@Foresight4u.com
Since 1995, David’s mission is to develop enduring relationships with clients by providing guidance for a lifetime of financial independence. He works with both individual and business clients to identify their personal, professional and financial goals and then focus on strategies that can help make those goals a reality. Originally from Lafayette, IN, David is a graduate of Ball State University and now resides in Indianapolis. As an avid sports fan, David enjoys supporting his favorite teams and spending time with family and friends.
Bio
Who We Serve
Individuals and Families
By asking thoughtful questions that help us better understand what you value most, we can align your most important intentions with specific recommendations that help you steward your resources wisely.
Once a plan of action is established, our responsibility is to help you stay on course. We will monitor changes in your life and adjust your financial strategies accordingly. Most importantly, we will encourage you to remain steadfast and intentional in your pursuit of individual and family goals.
Business Owners
Behind the decision to start any business lies the answer to one simple question – why? The question may be simple, but the response we are given by our clients varies widely. They desire unique outcomes and the people they wish to impact may include family, employees, community and charitable causes.
Understanding our clients’ desired outcome leads us to specific financial solutions that can enhance employee satisfaction, apply financial resources wisely and add value to their businesses.
Our Services
Financial strategies can be complicated, but our process is not. We align our clients’ intentions with solutions that are simple and effective.
Personal Finances
Managing your day to day finances is an important component to any financial strategy, however few individuals are successful in coordinating all aspects of their financial affairs. Clear communication between your financial advisor, CPA and other financial professionals is essential.
Retirement Planning
Making wise decisions about retirement planning requires a clear understanding of taxation, inflation and potential market risks. A well planned retirement income distribution strategy may provide the confidence you need to know you won’t last longer than your money.
Charitable Giving
The decision to make a charitable contribution is not only personal, but it may have significant financial implications too – for both you and the charity. Understanding how to maximize the value of your charitable gifts can enhance the impact of your gift, while enhancing the financial benefit to you.
Business Succession Planning
For most family and closely held businesses, planning for succession is challenging and takes a back seat to more immediate concerns. Yet succession planning typically maximizes opportunities and potentially creates a multi-generational business that embodies the family’s values for generations to come.
Investments
Sorting through the myriad of available investment options can be complex and overwhelming. With more options than ever before, a process to identify effective investments that align with your unique intentions can provide simplicity and confidence.
Protection
Insurance can provide confidence of knowing your most important intentions can be accomplished under any circumstance. As the foundation of an effective financial plan, insurance provides the delivery of money at the time when you or your family need it most.
Contact Us
We welcome the opportunity
to discuss the benefits of a trusted advisor relationship.
Get to know us
Phone: 317-469-9511
Fax: 317-469-5031
Email: cmanis@foresight4u.com
8365 Keystone Crossing, Suite 200, Indianapolis, IN 46240
Quick Message
Securities and investment advisory services offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA. RAA does not provide tax or legal advice.
This communication is strictly intended for individuals residing in the states of IL, IN, KY, and OH. No offers may be made or accepted from any resident outside the specific state(s) referenced.
PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites.
