Do your finances
reflect your
values?
are you
wisely
stewarding
your resources?
will you leave
the
legacy
you intend?
WHO WE ARE
Foresight Financial Management LLC is an independent financial advisory firm serving individuals, families and businesses across 16 states. As a partner to our clients, we focus on helping clients steward their resources wisely, through lifelong guidance and truth filled counsel.
Our Philosophy
We believe a comprehensive financial strategy requires the navigation of all aspects of your financial life, not just your investments. Our Personalized Commitment to Service outlines the responsibility we have to assure multiple aspects of your financial situation are accounted for now and in the future.
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Our Process
We are committed to educating, organizing and preparing our clients for the inevitable financial challenges they will face. We gain insight to what matters most in the lives of our clients and utilize highly skilled resources to develop successful financial strategies that can be sustained over time. The benefit to our clients is the confidence they can have in knowing their intentions are now aligned with a clear plan of action.
Learn MoreOur Team
Learn more about our collaborative team of professionals.
Phil Kostaroff
CFP®, AIF®
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Phil Kostaroff
Email: PKostaroff@Foresight4u.com
Since 2004, clients have selected Phil as their lead advisor because he builds significant client relationships based on trust, integrity and service. He and the Foresight Team strive to see clients attain the confidence that comes from wisely stewarding their resources. Phil is a CERTIFIED FINANCIAL PLANNER™ professional as well as an Accredited Investment Fiduciary®. He resides in Carmel with his wife Sara, and their four children Ava, Ainsley, Caleb, and Lizzy. They serve the community as state-licensed foster parents and as active members of their church.
Bio
Christina Manis
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Christina Manis
Email: CManis@Foresight4u.com
Since 2007, Christina has served in the role of Client Care Coordinator for Foresight, as well as managing the administrative operations of the firm. Our clients look forward to the warm greeting and friendly smile they receive each time they walk through our doors. Whether it’s a service request, or a friendly conversation about their day, clients quickly see what it means to have a servant’s heart. Since graduating from Anderson University, Christina and her husband Scott have resided in Lapel and have four children, Jordan, Bailey, Lexi and Gavin. Christina enjoys spending most of her free time with family and friends and serving the needs of others through a local outreach program she helped establish in her community.
*Christina is not registered with Royal Alliance Associates, Inc.
Bio
Zach Scott
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Zach Scott
Email: ZScott@Foresight4u.com
Since 2013, when Zach joined Foresight Financial Management as a Client Relationship Manager, he has focused on caring for our client family. He strives for excellence in all aspects of his work, paying close attention to the unique details of each and every client. Zach is currently pursuing his Certified Financial Planner ™ certification. He currently resides in Westfield where he follows his favorite teams, maintains his fitness and expands his love of sports and community with family and friends.
Bio
Jim Miller
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Jim Miller
Email: JMiller@Foresight4u.com
Since 2011, Jim has helped clients implement effective strategies to their most significant financial challenges. Jim has been serving on the Foresight Team in the role of Client Relationship Manager since 2017. A former U.S. Navy NCO and black belt in Shotokan Karate, Jim earned his bachelor’s degree from AIU, graduating summa cum laude. Jim’s discipline and commitment, along with a strong desire to impact the lives of others are at the core of his value to clients. Originally from Fort Lauderdale, he currently lives in Indianapolis with his wife Joanna and their two boys, Noah and Liam. Jim is very active in his church and community, serving with his wife as licensed foster parents.
Bio
Jeff Ritter
AIF® , CKA®
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Jeff Ritter
Email: JRitter@Foresight4u.com
Over the last 30 years, Jeff has helped clients gain greater confidence and clarity around their most important financial decisions. In 2009, Jeff founded Foresight Financial Management, an independent financial services firm committed to client service, integrity and trust. He continues to serve clients and help them remain focused on wise stewardship through sound decision-making and financial principles. Jeff is an Accredited Investment Fiduciary (AIF®) and a Certified Kingdom Advisor (CKA®). He lives in Fishers with his wife Megan where they serve their community through the firms’ volunteer efforts “Giving with Foresight.” Jeff and Megan are covenant members of Harvest Church in Carmel and they have five children (Adria, Taylor, Mackenzie, Joseph and Holden) and seven grandchildren.
Bio
Bryon Foley
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Bryon Foley
Email: BFoley@Foresight4u.com
Since 1996, families have trusted Bryon for his passionate leadership and commitment to their well-being. Bryon and the Foresight Team strive to grow meaningful, long-term relationships with clients and love being a part of their many successes. He resides in Fishers with his wife Lea and their two children Liam and Aria. Bryon has served the community as a youth sports coach as well as leadership roles with The Indiana Parkinson Foundation and The Heritage Place of Indianapolis.
Bio
Evan Daunhauer
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Evan Daunhauer
Email: EDaunhauer@Foresight4u.com
Since 2012, Evan has helped his clients create simple and effective strategies that provide clarity on how to wisely steward their resources to honor their commitments to family, church and community. Evan operates a branch office in Ferdinand, Indiana where he lives with his wife Ali, and their two children Eleanor and William. They strive to give back to the community that gives so much to them by volunteering with their church, The Ferdinand Heimatfest and Dubois County Community Foundation.
Bio
Sonja Greiwe
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Sonja Greiwe
Email: SGreiwe@Foresight4u.com
Sonja joined the Foresight Team in 2021. As an experienced College and Career Coach, Sonja is excellent at having caring, client centered conversations. Sonja has over 20 years of college ministry experience, is a certified Growth Coach through Life Forming Leadership and has a music business degree from DePauw University. She and her husband, David, have four children and one grandchild. Sonja loves to read, ride bicycles, play games, and spend time with friends.
*Sonja is not registered with Royal Alliance Associates, Inc.
Bio
Who We Serve
Individuals and Families
By asking thoughtful questions that help us better understand what you value most, we can align your most important intentions with specific recommendations that help you steward your resources wisely.
Once a plan of action is established, our responsibility is to help you stay on course. We will monitor changes in your life and adjust your financial strategies accordingly. Most importantly, we will encourage you to remain steadfast and intentional in your pursuit of individual and family goals.
Business Owners
Behind the decision to start any business lies the answer to one simple question – why? The question may be simple, but the response we are given by our clients varies widely. They desire unique outcomes and the people they wish to impact may include family, employees, community and charitable causes.
Understanding our clients’ desired outcome leads us to specific financial solutions that can enhance employee satisfaction, apply financial resources wisely and add value to their businesses.
Our Services
Financial strategies can be complicated, but our process is not. We align our clients’ intentions with solutions that are simple and effective.
Personal Finances
Managing your day to day finances is an important component to any financial strategy, however few individuals are successful in coordinating all aspects of their financial affairs. Clear communication between your financial advisor, CPA and other financial professionals is essential.
Retirement Planning
Making wise decisions about retirement planning requires a clear understanding of taxation, inflation and potential market risks. A well planned retirement income distribution strategy may provide the confidence you need to know you won’t last longer than your money.
Charitable Giving
The decision to make a charitable contribution is not only personal, but it may have significant financial implications too – for both you and the charity. Understanding how to maximize the value of your charitable gifts can enhance the impact of your gift, while enhancing the financial benefit to you.
Business Succession Planning
For most family and closely held businesses, planning for succession is challenging and takes a back seat to more immediate concerns. Yet succession planning typically maximizes opportunities and potentially creates a multi-generational business that embodies the family’s values for generations to come.
Investments
Sorting through the myriad of available investment options can be complex and overwhelming. With more options than ever before, a process to identify effective investments that align with your unique intentions can provide simplicity and confidence.
Protection
Insurance can provide confidence of knowing your most important intentions can be accomplished under any circumstance. As the foundation of an effective financial plan, insurance provides the delivery of money at the time when you or your family need it most.
Contact Us
We welcome the opportunity
to discuss the benefits of a trusted advisor relationship.
Get to know us
Phone: 317-469-9511
Fax: 317-469-5031
Email: cmanis@foresight4u.com
8365 Keystone Crossing, Suite 200, Indianapolis, IN 46240
Quick Message
Securities and investment advisory services offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA. RAA does not provide tax or legal advice.
This communication is strictly intended for individuals residing in the states of AL, AR, CA, CO, FL, GA, IL, IN, KY, MA, MI, MN, NC, OH, SC, VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.
PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites.
